Launch weekSave up to $8 · Instant download · Read it on any phone
Updated for 2026
20scams explained
7short chapters
15 minlockdown checklist
No tech skills needed Covers AI voice clones Great gift for parents

Hang up on scammers with confidence.

$19.00
Worried about a call in your grandchild's voice? Set up a family code word in five minutes. Even an AI voice clone won't know it.
Not sure that text from "your bank" is real? The 5-Second Rule spots almost every scam with one question.
Freeze up when a caller gets pushy? Word-for-word scripts let you end any call politely in one sentence.
Afraid of what to do if money's already gone? A first-hour plan tells you exactly who to call, in order.
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30-day guarantee

Scams aren't just more common. They're more convincing than ever.

$16Blost to fraud by Americans in 2025, a record (FTC)
$7.7Bstolen from adults 60+, up about 60% (FBI)
9 yrsimpersonation scams have topped the list
Try it · 30 seconds

Scam or real? Test yourself.

Your score: 0 of 4
Text message
USPS: Your package is on hold due to an incomplete address. Update here: usps-redelivery-help.com
Phone call
"Grandma, it's me. I got in an accident and they arrested me. Please don't tell Mom."
Bank app alert
Alert you set up in your bank's own app: "Purchase of $42.18 at Target." No link, no request.
Email
Your 2027 Social Security increase is ready. Verify your identity within 24 hours to avoid a delay.
Chapter 1 · The 5-Second Rule

One question stops almost every scam.

Is someone rushing me, scaring me, or asking me to keep a secret? If yes, stop. That's the scam.

The 20 scams most likely to reach you

Each one: what it sounds like, red flags, what to do, and what to do if you already responded.
1
Family emergency and AI voice clonesRed flag: "Don't tell anyone" and a request for cash
2
Fake bank fraud departmentRed flag: Asked to read back a code or move money
3
Government impersonatorRed flag: Threats of arrest or lost benefits
4
"You're under investigation"Red flag: Told to stay on the line and tell no one
5
Jury duty or missed warrantRed flag: A fine paid by gift card or app
6
Gold and cash courierRed flag: A stranger picking up valuables at your door
7
Utility shutoff threatRed flag: Shutoff "in 30 minutes" with no written notice
Chapter 4 · Scripts

You never owe a stranger a conversation.

Pick a situation to see the exact line to say. Then hang up.

When someone says they're from your bank
"I don't handle this over the phone. I'll call the number on my card."
Then hang up. No explanation needed.

What's inside

1
The 5-Second RuleThe one habit and the four warning signs.
2
The 20 Scams to KnowExamples, red flags, and what to do.
3
The Family Code WordFive minutes. Beats voice-clone calls.
4
Scripts That End Any ScamPolite lines to hang up fast.
5
The 15-Minute LockdownSettings that block scams early.
6
The First Hour If It HappensWho to call, in order.
7
How to Talk to Your ParentsTeamwork, not a lecture.
+
Fridge card and resourcesEvery hotline in one place.

Not all scam advice is built the same

This guideFree tips onlineMonitoring apps
20 current scams, each with what to do✓ YesScatteredNo
Word-for-word scripts✓ YesRarelyNo
Defense against AI voice clones✓ Code word setupSometimesNo
Plan if money is already gone✓ By payment typePartialSome plans
CostOne-timeFree, takes hoursAbout $12–$37/month
The Family Pack

Buying it for Mom and Dad?

The Family Pack includes a gift copy you can send straight to your parents, plus printables to work through together. Chapter 7 shows you how to bring it up so it feels like a family plan.

"If anything ever feels off, call me first. I'll never be upset, even if money is already gone."

The most important sentence in Chapter 7.
The Family PackBest value
The complete guide (ebook)
A gift copy to send to your parents
Printable 15-Minute Lockdown checklist
Fill-in family code word cards
Printable fridge card
Get the Family Pack

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Frequently asked questions

What exactly do I get?

An instant-download ebook you can read on any phone, tablet, or computer, plus a printable fridge card. The Family Pack adds a gift copy for your parents, a printable 15-Minute Lockdown checklist, and fill-in family code word cards.

Can I share it with my family?

Please share the habits. The 5-Second Rule, the scripts, and the fridge card are made to be passed along, so tape the card to the fridge and teach the rule to everyone you love. To give someone the full guide, the Family Pack includes a gift copy for your parents, and extra copies are always available here.

Do I need to be good with technology?

No. Every chapter is short and written in plain language. If you can read a text message, you can use this guide.

I think I was already scammed. Will this help?

Yes. Chapter 6 walks you through the first hour in order: who to call, what to say, and what you can realistically get back based on how you paid. It also warns you about recovery scams.

Is this up to date?

It covers the scams reported most right now, including AI voice clones, digital arrest calls, toll texts, and gold courier scams, with figures from 2025 and 2026 FTC and FBI reports.

What if it's not for me?

Try it for 30 days. If it doesn't make you feel more confident, email us for a full refund.

Read it in an evening. Use it for life.

Try it for 30 days. If it doesn't make you feel more confident, email us for a full refund.

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This guide is for education only. It is not legal or financial advice, and no guide can stop every scam.